好运连连,幸福安康

合适人群
追求大品牌,经济预算充足,偏爱返还型保险
综合评价
作为一款标榜返还型的产品,只能保至80岁而没有终身,这点着实不太合适。
其次,它的价格高,赔付比例较低。
如果你认可平安人寿的牌子,可以选择考虑购买。
如果你考虑性价比的话,那最好还是考虑其他产品。

重疾保障:80种重疾,赔付100%基本保额
轻症保障:50种轻症,赔付20%基本保额
特定癌症:18岁后,6种男女特定癌症额外赔付50%基本保额
身故保障:赔付基本保额或已交128%保费,二者取大
满期生存金:未发生重疾理赔,期满仍生存,返还128%所交保费
被保人豁免(可选):轻症豁免后期保费,合同继续有效
投保人豁免(可选):身故、全残、重疾、轻症豁免后期保费,合同继续有效
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保障期间:至80岁
最长交费期间:20年
等待期:90天
投保职业:1-6类
智能核保:无