合适人群
0-17岁，经济条件良好，追求平安大品牌。
综合评价
小福星20版对比之前的版本，在保障上更加全面，同时价格还略微降低，这增加了该产品的性价比。
但是值得注意的是，它虽然有轻症保障，但是种数较少。
如果你家庭收入有限，且有重疾险的需求，可以选择该产品。
小福星20：重新定义的幸运之星
重疾保障：120种重疾，赔付100%基本保额
少儿特定重疾：15种少儿特定重疾，赔付100%基本保额
轻症保障（可选）：10种轻症，最高赔付3次，每次赔付20%基本保额
疾病陪护金（可选）：25岁前，确诊重疾、少儿特定疾病，每月每份给付2000元，可投多份，最高给付6个月
身故保障：18岁前，赔付已交保费，18岁后，赔付100%基本保额
被保人豁免（可选）：轻症、特定疾病豁免后期保费，合同继续有效
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保障期间：终身
最长交费期间：20年
等待期：90天
投保职业：1-2类
智能核保：无