民众健康与安宁

合适人群
预算充足，对大品牌有要求
综合评价
该产品最大的优点在于该公司在全国范围都有网点，甚至包括许多偏远的农村。其次，它有豁免权。
但是它也存在许多的问题，比如缴费期短，只有20年缴费而没有30年的选择。
它的性价比也低，保费这么高但是没有相匹配的保障。
如果想追求性价比的话，最好还是选择其他产品。

重疾保障：100种重疾，赔付第一被保人100%基本保额，赔付第二被保人50%基本保额
特定重疾：7种男女特定重疾额外赔付50%保额；3种少儿特定重疾额外赔付25%保额
身故保险：赔付第一被保人100%保额
被保人豁免：第二被保人重疾豁免后期保费，合同继续有效
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保障期间：终身
最长交费期间：20年
等待期：90天
投保职业：1-6类
智能核保：无